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12-Pay Options for Guitars and Guitar Gear

In Stock Guitar Gear

Get ready to make the leap into a new guitar, amp, effect, or mix-and-match bundle! American Musical Supply’s popular 0% interest payment plans provide you with ultimate flexibility and convenience. Our 12-pay plan is a favorite for musicians and there is no credit check with our 6-pay plan. Order today and your gear ships right away!

Our EZ-Pay program offers a simple way to order qualifying guitars, amps, pedals, and accessories with monthly payments, no interest, no fees, and no credit check on eligible orders. The 12-Pay option gives you added flexibility by extending payments over a longer period.

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2 Items

  1. Fender American Ultra II Jazz Bass V Maple Neck Guitar Avalanche with Case View 2

    Fender American Ultra II Jazz Bass V Maple Neck Guitar Avalanche with Case

    $2,519.99
    Fender American Ultra II Jazz Bass V The Fender American Ultra II Jazz Bass is built for players who demand the best. This bass blends state-of-the-art innovation with timeless Fender style. With its advanced ele...

    12 Payments of $210.00

    h m s

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  2. Fender Standard Stratocaster Maple Neck Olympic White View 2
    Back in Stock

    Fender Standard Stratocaster Maple Neck Olympic White

    $679.99
    Fender Standard Stratocaster Maple Neck For decades, the Stratocaster has defined rebellion, romance, and rock & roll. The Fender Standard Stratocaster continues this legacy, delivering the iconic look and so...

    12 Payments of $56.67

    h m s

    free-shipping-icon
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How EZ-Pay Works on Guitar Purchases

When a qualifying guitar or accessory is available on 12-Pay, you make the required upfront payment at checkout, and we ship your order. The remaining payments are automatically charged each month to the card you provide. If your order meets EZ-Pay requirements, there is no credit check. You can review our full EZ-Pay plan details for information on eligibility and billing timing.

Why Guitarists Choose 12-Pay

Guitars, amps, and effects can represent a significant investment, and the 12-Pay plan helps make those purchases more manageable. Customers use it for electric and acoustic guitars, tube amps, modelers, multi-effects units, and other qualifying gear because it keeps monthly payments steady while allowing them to move forward with the equipment they want.

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