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12-Pay Options for Guitars and Guitar Gear

In Stock Guitar Gear

Get ready to make the leap into a new guitar, amp, effect, or mix-and-match bundle! American Musical Supply’s popular 0% interest payment plans provide you with ultimate flexibility and convenience. Our 12-pay plan is a favorite for musicians and there is no credit check with our 6-pay plan. Order today and your gear ships right away!

Our EZ-Pay program offers a simple way to order qualifying guitars, amps, pedals, and accessories with monthly payments, no interest, no fees, and no credit check on eligible orders. The 12-Pay option gives you added flexibility by extending payments over a longer period.

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3 Items

  1. Gibson LE Noel Gallagher Les Paul Standard Guitar with Case Ebony

    Gibson LE Noel Gallagher Les Paul Standard Guitar with Case Ebony

    $2,999.00
    In celebration of the biggest rock ’n’ roll reunion in recent years, Gibson is proud to release one of the most talked-about guitars of 2025. Available for a limited time only, the Gibson Noel Gallagher Les Paul Sta...

    18 Payments of $166.61

    h m s

    free-shipping-icon
  2. Gibson Les Paul Supreme AAA Figured Top Guitar, Trans Ebony Burst with Case

    Gibson Les Paul Supreme AAA Figured Top Guitar, Trans Ebony Burst with Case

    $3,999.00
    Prepare to be blown away by the impeccable craftsmanship, attention to detail, and playability of the Gibson Les Paul Supreme. Every inch of this AAA figured top guitar is complete work of art — from its rounded nec...

    18 Payments of $222.17

  3. Gibson USA Les Paul Custom 70s Guitar Ebony with Case

    Gibson USA Les Paul Custom 70s Guitar Ebony with Case

    $3,999.00
    Gibson USA Les Paul Custom 70s – The Black Tie Affair That Knows How to Party Strap in, because Gibson has fired up the time machine and brought back a legend so slick, so stylish, it practically sweats swagger. ...

    18 Payments of $222.17

    h m s

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How EZ-Pay Works on Guitar Purchases

When a qualifying guitar or accessory is available on 12-Pay, you make the required upfront payment at checkout, and we ship your order. The remaining payments are automatically charged each month to the card you provide. If your order meets EZ-Pay requirements, there is no credit check. You can review our full EZ-Pay plan details for information on eligibility and billing timing.

Why Guitarists Choose 12-Pay

Guitars, amps, and effects can represent a significant investment, and the 12-Pay plan helps make those purchases more manageable. Customers use it for electric and acoustic guitars, tube amps, modelers, multi-effects units, and other qualifying gear because it keeps monthly payments steady while allowing them to move forward with the equipment they want.

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