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12-Pay Options for Guitars and Guitar Gear

In Stock Guitar Gear

Get ready to make the leap into a new guitar, amp, effect, or mix-and-match bundle! American Musical Supply’s popular 0% interest payment plans provide you with ultimate flexibility and convenience. Our 12-pay plan is a favorite for musicians and there is no credit check with our 6-pay plan. Order today and your gear ships right away!

Our EZ-Pay program offers a simple way to order qualifying guitars, amps, pedals, and accessories with monthly payments, no interest, no fees, and no credit check on eligible orders. The 12-Pay option gives you added flexibility by extending payments over a longer period.

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3 Items

  1. PRS SE NF 53 Guitar Black Doghair with Gigbag View 2
    Back in Stock

    PRS SE NF 53 Guitar Black Doghair with Gig Bag

    $1,049.00
    PRS SE NF 53 Electric Guitar The PRS SE NF 53 blends timeless design with modern innovation, creating a guitar that’s as versatile as it is powerful. Built on the classic foundation of a swamp ash body and a bolt...

    12 Payments of $87.42

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  2. PRS SE Chleo Herman Li Electric Guitar with Gig Bag Purple Burst View 2

    PRS SE Chleo Herman Li Electric Guitar with Gig Bag Purple Burst

    $1,999.00
    PRS SE Chleo Herman Li Electric Guitar The PRS SE Chleo isn't just another signature model; it's a high-octane shred machine. Designed with DragonForce guitarist Herman Li, this instrument brings boutique-level s...

    12 Payments of $166.58

    h m s

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  3. PRS SE Tremonti Electric Guitar with Bag Charcoal Burst

    PRS SE Tremonti Electric Guitar with Bag Charcoal Burst

    $939.00
    PRS SE Tremonti Electric Guitar If you’re looking for a guitar that can handle the heaviest riffs without losing its melodic soul, you’ve found your match. The PRS SE Mark Tremonti is a precision instrument desig...

    12 Payments of $78.25

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How EZ-Pay Works on Guitar Purchases

When a qualifying guitar or accessory is available on 12-Pay, you make the required upfront payment at checkout, and we ship your order. The remaining payments are automatically charged each month to the card you provide. If your order meets EZ-Pay requirements, there is no credit check. You can review our full EZ-Pay plan details for information on eligibility and billing timing.

Why Guitarists Choose 12-Pay

Guitars, amps, and effects can represent a significant investment, and the 12-Pay plan helps make those purchases more manageable. Customers use it for electric and acoustic guitars, tube amps, modelers, multi-effects units, and other qualifying gear because it keeps monthly payments steady while allowing them to move forward with the equipment they want.

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