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12-Pay Options for Guitars and Guitar Gear

In Stock Guitar Gear

Get ready to make the leap into a new guitar, amp, effect, or mix-and-match bundle! American Musical Supply’s popular 0% interest payment plans provide you with ultimate flexibility and convenience. Our 12-pay plan is a favorite for musicians and there is no credit check with our 6-pay plan. Order today and your gear ships right away!

Our EZ-Pay program offers a simple way to order qualifying guitars, amps, pedals, and accessories with monthly payments, no interest, no fees, and no credit check on eligible orders. The 12-Pay option gives you added flexibility by extending payments over a longer period.

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5 Items

  1. Gibson SG Standard 61, Vintage Cherry with Case
    Back in Stock

    Gibson SG Standard 61, Vintage Cherry with Case

    $1,999.00
    The Gibson SG Standard '61 Electric Guitar stands as the epitome of classic rock guitars, playing a pivotal role in shaping the Golden Age of rock music. Combining modern craftsmanship with cutting-edge hardware, th...

    18 Payments of $111.06

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  2. Gibson USA Les Paul Custom 70s Guitar Wine Red with Case

    Gibson USA Les Paul Custom 70s Guitar Wine Red with Case

    $3,999.00
    Gibson USA Les Paul Custom 70s – The Black Tie Affair That Knows How to Party Strap in, because Gibson has fired up the time machine and brought back a legend so slick, so stylish, it practically sweats swagger. ...

    18 Payments of $222.17

    h m s

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  3. Epiphone 1959 ES-355 Guitar Cherry Red with Case View 1

    Epiphone 1959 ES-355 Guitar Cherry Red with Case

    $1,299.00
    Epiphone 1959 ES-355 Guitar with Case The Epiphone 1959 ES-355 Reissue is your passport back in time when semi-hollowbodies ruled the airwaves and legends were born in smoky clubs. This isn't your run-of-the-mill...

    12 Payments of $108.25

  4. Gibson SG Standard 61 Maestro Vibrola, Vintage Cherry with Case

    Gibson SG Standard 61 Maestro Vibrola, Vintage Cherry with Case

    $2,299.00
    Gibson SG Standard ‘61 Maestro Vibrola Vintage Cherry The Gibson SG Standard '61 Maestro Vibrola is a masterpiece of craftsmanship, blending timeless design with modern playability. Celebrated by rock legends, th...

    18 Payments of $127.72

  5. Gibson Hummingbird Special Acoustic Electric Guitar with Case Wine Red View 2

    Gibson Hummingbird Special Acoustic Electric Guitar with Case, Wine Red

    $2,199.00
    Gibson Hummingbird Special Acoustic Electric Guitar with Case The Gibson Hummingbird Special Acoustic Electric Guitar is as striking as its name sounds. Designed for players who crave classic Gibson craftsmanship...

    18 Payments of $122.17

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How EZ-Pay Works on Guitar Purchases

When a qualifying guitar or accessory is available on 12-Pay, you make the required upfront payment at checkout, and we ship your order. The remaining payments are automatically charged each month to the card you provide. If your order meets EZ-Pay requirements, there is no credit check. You can review our full EZ-Pay plan details for information on eligibility and billing timing.

Why Guitarists Choose 12-Pay

Guitars, amps, and effects can represent a significant investment, and the 12-Pay plan helps make those purchases more manageable. Customers use it for electric and acoustic guitars, tube amps, modelers, multi-effects units, and other qualifying gear because it keeps monthly payments steady while allowing them to move forward with the equipment they want.

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