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Epiphone Les Paul Custom Guitar Alpine White with Case
$1,299.00Epiphone Les Paul Custom Guitar with Case When legends are made, they're often holding a Les Paul Custom. This flagship beauty from Epiphone's Inspired by Gibson Custom lineup brings you closer to that magic than...12 Payments of $108.25
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Taylor GS Mini-e Mahogany Acoustic Electric Guitar with Gig Bag
$699.00Taylor GS Mini-e Mahogany Acoustic-Electric Guitar Natural The Taylor GS Mini-e Mahogany combines a compact, scaled-down body with the powerful voice and projection of a full-size guitar, making it the perfect ch...12 Payments of $58.25
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Martin D-X2E Billy Strings Acoustic Electric Guitar with Softshell Case
$949.99Martin D-X2E Billy Strings Acoustic-Electric Guitar The Martin D-X2E Billy Strings signature model is your chance to capture the lightning-fast feel and powerful tone of a modern bluegrass legend. Inspired by Bil...12 Payments of $79.17
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Takamine GD38CE Acoustic Electric 12-String Guitar with GBXW Gig Bag Black
$1,099.00Takamine GD38CE Acoustic-Electric 12-String Guitar Inspired by the iconic EF381SC guitar from Takamine's Legacy Series, the GD38CE 12-string dreadnought offers a similar classic look and chiming tone at an exce...12 Payments of $91.58
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Fender Standard Telecaster Maple Neck Butterscotch Blonde
$679.99Fender Standard Telecaster The Fender Standard Telecaster electric guitar is your launchpad into the world of guitar craft. Built for players ready to make their mark, this Telecaster blends approachable playabil...12 Payments of $56.67
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ESP LTD Deluxe EC1000VB Electric Guitar Vintage Black
Special Price $1,099.00ESP LTD Deluxe EC1000VB Electric Guitar, Vintage Black If tone, sustain, and sleek design could have a love child, it would be the ESP LTD Deluxe EC1000VB. This electric guitar isn’t just about looking good; it’s...12 Payments of $91.58
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Ibanez Tim Henson TOD10N Classic Acoustic Electric Guitar
Special Price $749.99Ibanez Tim Henson TOD10N Classic Acoustic-Electric Guitar Unleash your inner virtuoso with the Ibanez Tim Henson TOD10N Classic Acoustic-Electric Guitar. This game-changing instrument, inspired by Polyphia’s genr...12 Payments of $62.50
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Gibson J-45 Faded 50's Acoustic Electric Guitar, Faded Vintage Sunburst with Case
$2,499.00Put the “Workhorse” to Work for You The Gibson Acoustic J-45 is one of the best-selling guitars in history, and it's no wonder why! This iconic, round-shouldered dreadnought combines stunning craftsmanship with ...12 Payments of $208.25
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Gibson Hummingbird Special Acoustic Electric Guitar with Case, Wine Red
$2,199.00Gibson Hummingbird Special Acoustic Electric Guitar with Case The Gibson Hummingbird Special Acoustic Electric Guitar is as striking as its name sounds. Designed for players who crave classic Gibson craftsmanship...12 Payments of $183.25
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Gibson Les Paul Standard 50s Faded Guitar, Vintage Tobacco Burst with Case
$2,299.00Gibson Les Paul Standard 50s Faded Guitar with Case The Gibson Les Paul Standard 50s Faded is where vintage soul meets modern reliability — a guitar that doesn't just play music, it tells stories. This isn't anot...12 Payments of $191.58
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Hotone Ampero II Stage Amp Modeler Effects Processor
$699.99Hotone Ampero II Stage Amp Modeler Effects Processor The Hotone Ampero II Stage represents the next evolution in the Ampero series, specifically engineered to replace massive pedalboards with a sleek, intelligent...12 Payments of $58.33
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ESP LTD Mick Thomson MT-1 Electric Guitar with Case Obsidian Metallic
$1,599.00ESP LTD Mick Thomson MT-1 Electric Guitar with Case Obsidian Metallic The ESP LTD Mick Thomson MT-1 is a finely tuned weapon for sonic destruction, designed for players who demand punishing tone and surgical prec...12 Payments of $133.25
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12-Pay Options for Guitars and Guitar Gear
Get ready to make the leap into a new guitar, amp, effect, or mix-and-match bundle! American Musical Supply’s popular 0% interest payment plans provide you with ultimate flexibility and convenience. Our 12-pay plan is a favorite for musicians and there is no credit check with our 6-pay plan. Order today and your gear ships right away!
Our EZ-Pay program offers a simple way to order qualifying guitars, amps, pedals, and accessories with monthly payments, no interest, no fees, and no credit check on eligible orders. The 12-Pay option gives you added flexibility by extending payments over a longer period.
How EZ-Pay Works on Guitar Purchases
When a qualifying guitar or accessory is available on 12-Pay, you make the required upfront payment at checkout, and we ship your order. The remaining payments are automatically charged each month to the card you provide. If your order meets EZ-Pay requirements, there is no credit check. You can review our full EZ-Pay plan details for information on eligibility and billing timing.
Why Guitarists Choose 12-Pay
Guitars, amps, and effects can represent a significant investment, and the 12-Pay plan helps make those purchases more manageable. Customers use it for electric and acoustic guitars, tube amps, modelers, multi-effects units, and other qualifying gear because it keeps monthly payments steady while allowing them to move forward with the equipment they want.