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12-Pay Options for Guitars and Guitar Gear

In Stock Guitar Gear

Get ready to make the leap into a new guitar, amp, effect, or mix-and-match bundle! American Musical Supply’s popular 0% interest payment plans provide you with ultimate flexibility and convenience. Our 12-pay plan is a favorite for musicians and there is no credit check with our 6-pay plan. Order today and your gear ships right away!

Our EZ-Pay program offers a simple way to order qualifying guitars, amps, pedals, and accessories with monthly payments, no interest, no fees, and no credit check on eligible orders. The 12-Pay option gives you added flexibility by extending payments over a longer period.

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Items 73-83 of 87

  1. Gibson Les Paul Junior P-90 Guitar with Case, TV Yellow View 2

    Gibson Les Paul Junior P-90 Guitar with Case, TV Yellow

    $1,599.00
    Gibson proudly presents the Les Paul Junior solidbody electric guitar, a straightforward yet sonically rich instrument that screams “Classic” as you plug in and play. The comfortable '50s-style neck and sturdy wrapa...

    18 Payments of $88.83

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  2. Gibson Kirk Hammett Signature Greeny Les Paul Standard, Greeny Burst with Case
    Back in Stock

    Gibson Kirk Hammett Signature Greeny Les Paul Standard, Greeny Burst with Case

    $2,999.00
    Gibson Kirk Hammett Signature Greeny Les Paul Standard, Greeny Burst with Case The Gibson Kirk Hammett "Greeny" Les Paul Standard, also known as the Greeny Burst, is far more than just a standard Les Paul guitar;...

    18 Payments of $166.61

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  3. ENGL Fireball 100 Guitar Amplifier Head 100 Watts

    ENGL Fireball 100 Guitar Amplifier Head 100 Watts

    $2,099.99
    The Fireball 100 – the name says it all! Even on the Clean channel, you can usher in shimmering crunch tones by pushing the gain control up past 12 o’clock. Over on the Lead channel, though, the gain really gets to ...

    12 Payments of $175.00

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  4. Gibson Les Paul Standard 50s, Tobacco Burst with Case

    Gibson Les Paul Standard 50s, Tobacco Burst with Case

    $2,799.00
    Gibson brings you the Les Paul Standard ‘50s Gold Top, defining supreme resonance and sustain that’ll have you riding the waves of rock that defined music history. A maple top, solid mahogany back and rounded ‘50s n...

    18 Payments of $155.50

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  5. Two-Notes Reload II Multi-Impedance Reactive Load

    Two-Notes Reload II Multi-Impedance Reactive Load

    Special Price $1,099.99
    Unleash the Beast, Tame the Roar Introducing Torpedo Reload II. The latest installment in Two notes’ class-leading reactive load solution legacy marking the definitive watershed in contemporary backline control...

    12 Payments of $91.67

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  6. Martin D-18 Satin Acoustic Guitar Natural View 2

    Martin D-18 Satin Acoustic Guitar Natural

    $2,599.99
    Martin D-18 Satin Acoustic Guitar Natural The Martin D-18 Satin represents everything that made the golden era of acoustic guitars legendary, now refined with modern playability enhancements that make it irresist...

    12 Payments of $216.67

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  7. IK Multimedia TONEX Cab Powered Guitar Speaker

    IK Multimedia TONEX Cab Powered Guitar Speaker

    $799.99
      TONEX Cab: The New Standard in Powered Cabs for Guitar Guitar players are used to playing live through guitar amps and not wedges or PA systems, which differ greatly in how they respond, resonate, and interac...

    12 Payments of $66.67

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  8. Gibson EXCLUSIVE LP Studio Figured Ocean Blue S/C View 2
    Exclusive Run

    Gibson Exclusive Les Paul Studio Figured Guitar with Soft Case, Ocean Blue

    Special Price $1,699.00
    For years the Les Paul Studio has been the choice of countless guitarists who appreciate the combination of the essential Les Paul features - humbucking pickups, a glued-in, set-neck, and a mahogany body with a figu...

    18 Payments of $94.39

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  9. Taylor 24ce Grand Auditorium Acoustic Electric Guitar with Bag Natural View 2

    Taylor 24ce Grand Auditorium Acoustic Electric Guitar with Bag Natural

    $599.00
    Taylor 24ce Grand Auditorium Acoustic-Electric Guitar If you’ve been hunting for a guitar that feels like a high-end companion without the high-stakes price tag, the Taylor 24ce is your new best friend. This Gran...

    12 Payments of $49.92

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  10. Dean ML 79 Floyd Flame Top Electric Guitar Slime

    Dean ML 79 Floyd Flame Top Electric Guitar Slime

    Special Price $999.00
    Dean ML 79 Floyd Flame Top Electric Guitar The Dean ML 79 Floyd Flame Top pays homage to the original designs that put Dean on the map while integrating modern specifications for today's guitarist. It combines th...

    12 Payments of $83.25

  11. Gibson Les Paul Standard 60s, Iced Tea with Case

    Gibson Les Paul Standard 60s, Iced Tea with Case

    $2,799.00
    Gibson Les Paul Standard 60s When it comes to iconic electric guitars, the Gibson Les Paul Standard '60s is a true heavyweight champion. Whether you’re chasing stadium-sized power chords, soulful blues licks, or ...

    18 Payments of $155.50

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How EZ-Pay Works on Guitar Purchases

When a qualifying guitar or accessory is available on 12-Pay, you make the required upfront payment at checkout, and we ship your order. The remaining payments are automatically charged each month to the card you provide. If your order meets EZ-Pay requirements, there is no credit check. You can review our full EZ-Pay plan details for information on eligibility and billing timing.

Why Guitarists Choose 12-Pay

Guitars, amps, and effects can represent a significant investment, and the 12-Pay plan helps make those purchases more manageable. Customers use it for electric and acoustic guitars, tube amps, modelers, multi-effects units, and other qualifying gear because it keeps monthly payments steady while allowing them to move forward with the equipment they want.

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