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12-Pay Options for Guitars and Guitar Gear

In Stock Guitar Gear

Get ready to make the leap into a new guitar, amp, effect, or mix-and-match bundle! American Musical Supply’s popular 0% interest payment plans provide you with ultimate flexibility and convenience. Our 12-pay plan is a favorite for musicians and there is no credit check with our 6-pay plan. Order today and your gear ships right away!

Our EZ-Pay program offers a simple way to order qualifying guitars, amps, pedals, and accessories with monthly payments, no interest, no fees, and no credit check on eligible orders. The 12-Pay option gives you added flexibility by extending payments over a longer period.

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Items 13-24 of 25

  1. Gibson Les Paul Modern Figured AAA Guitar, Cobalt Burst with Case

    Gibson Les Paul Modern Figured AAA Guitar, Cobalt Burst with Case

    $2,999.00
    Classic Design, Modern Features The Gibson Les Paul Modern Figured seamlessly blends classic design with modern innovations, making it the perfect choice for guitarists looking for versatility and superior sound ...

    18 Payments of $166.61

  2. Gibson J45 Faded 50s A/E Faded Vintage SB W/C

    Gibson J-45 Faded 50's Acoustic Electric Guitar, Faded Vintage Sunburst with Case

    $2,499.00
    Put the “Workhorse” to Work for You The Gibson Acoustic J-45 is one of the best-selling guitars in history, and it's no wonder why! This iconic, round-shouldered dreadnought combines stunning craftsmanship with ...

    18 Payments of $138.83

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  3. Gibson SG Standard 61 Maestro Vibrola, Vintage Cherry with Case

    Gibson SG Standard 61 Maestro Vibrola, Vintage Cherry with Case

    $2,299.00
    Gibson SG Standard ‘61 Maestro Vibrola Vintage Cherry The Gibson SG Standard '61 Maestro Vibrola is a masterpiece of craftsmanship, blending timeless design with modern playability. Celebrated by rock legends, th...

    18 Payments of $127.72

  4. Gibson Hummingbird Special Acoustic Electric Guitar with Case Wine Red View 2

    Gibson Hummingbird Special Acoustic Electric Guitar with Case, Wine Red

    $2,199.00
    Gibson Hummingbird Special Acoustic Electric Guitar with Case The Gibson Hummingbird Special Acoustic Electric Guitar is as striking as its name sounds. Designed for players who crave classic Gibson craftsmanship...

    18 Payments of $122.17

  5. Gibson Les Paul Standard 50s Faded Guitar Vintage Tobacco Burst with Case View 2
    Back in Stock

    Gibson Les Paul Standard 50s Faded Guitar, Vintage Tobacco Burst with Case

    $2,299.00
    Gibson Les Paul Standard 50s Faded Guitar with Case The Gibson Les Paul Standard 50s Faded is where vintage soul meets modern reliability — a guitar that doesn't just play music, it tells stories. This isn't anot...

    18 Payments of $127.72

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  6. Gibson USA Les Paul Custom 70s Guitar Ebony with Case

    Gibson USA Les Paul Custom 70s Guitar Ebony with Case

    $3,999.00
    Gibson USA Les Paul Custom 70s – The Black Tie Affair That Knows How to Party Strap in, because Gibson has fired up the time machine and brought back a legend so slick, so stylish, it practically sweats swagger. ...

    18 Payments of $222.17

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  7. Gibson Les Paul Junior P-90 Guitar with Case, TV Yellow View 2

    Gibson Les Paul Junior P-90 Guitar with Case, TV Yellow

    $1,599.00
    Gibson proudly presents the Les Paul Junior solidbody electric guitar, a straightforward yet sonically rich instrument that screams “Classic” as you plug in and play. The comfortable '50s-style neck and sturdy wrapa...

    18 Payments of $88.83

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  8. Gibson Kirk Hammett Signature Greeny Les Paul Standard, Greeny Burst with Case
    Back in Stock

    Gibson Kirk Hammett Signature Greeny Les Paul Standard, Greeny Burst with Case

    $2,999.00
    Gibson Kirk Hammett Signature Greeny Les Paul Standard, Greeny Burst with Case The Gibson Kirk Hammett "Greeny" Les Paul Standard, also known as the Greeny Burst, is far more than just a standard Les Paul guitar;...

    18 Payments of $166.61

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  9. Gibson Les Paul Standard 50s, Tobacco Burst with Case

    Gibson Les Paul Standard 50s, Tobacco Burst with Case

    $2,799.00
    Gibson brings you the Les Paul Standard ‘50s Gold Top, defining supreme resonance and sustain that’ll have you riding the waves of rock that defined music history. A maple top, solid mahogany back and rounded ‘50s n...

    18 Payments of $155.50

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  10. Gibson EXCLUSIVE LP Studio Figured Ocean Blue S/C View 2
    Exclusive Run
    Back in Stock

    Gibson Exclusive Les Paul Studio Figured Guitar with Soft Case, Ocean Blue

    $1,799.00
    For years the Les Paul Studio has been the choice of countless guitarists who appreciate the combination of the essential Les Paul features - humbucking pickups, a glued-in, set-neck, and a mahogany body with a figu...

    18 Payments of $99.94

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  11. Gibson Les Paul Standard 60s, Iced Tea with Case

    Gibson Les Paul Standard 60s, Iced Tea with Case

    $2,799.00
    Gibson Les Paul Standard 60s When it comes to iconic electric guitars, the Gibson Les Paul Standard '60s is a true heavyweight champion. Whether you’re chasing stadium-sized power chords, soulful blues licks, or ...

    18 Payments of $155.50

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  12. Gibson Les Paul Standard 60s, Unburst with Case

    Gibson Les Paul Standard 60s, Unburst with Case

    $2,799.00
    Gibson Les Paul Standard 60s When it comes to iconic electric guitars, the Gibson Les Paul Standard '60s is a true heavyweight champion. Whether you’re chasing stadium-sized power chords, soulful blues licks, or ...

    18 Payments of $155.50

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How EZ-Pay Works on Guitar Purchases

When a qualifying guitar or accessory is available on 12-Pay, you make the required upfront payment at checkout, and we ship your order. The remaining payments are automatically charged each month to the card you provide. If your order meets EZ-Pay requirements, there is no credit check. You can review our full EZ-Pay plan details for information on eligibility and billing timing.

Why Guitarists Choose 12-Pay

Guitars, amps, and effects can represent a significant investment, and the 12-Pay plan helps make those purchases more manageable. Customers use it for electric and acoustic guitars, tube amps, modelers, multi-effects units, and other qualifying gear because it keeps monthly payments steady while allowing them to move forward with the equipment they want.

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