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12-Pay Options for Guitars and Guitar Gear

In Stock Guitar Gear

Get ready to make the leap into a new guitar, amp, effect, or mix-and-match bundle! American Musical Supply’s popular 0% interest payment plans provide you with ultimate flexibility and convenience. Our 12-pay plan is a favorite for musicians and there is no credit check with our 6-pay plan. Order today and your gear ships right away!

Our EZ-Pay program offers a simple way to order qualifying guitars, amps, pedals, and accessories with monthly payments, no interest, no fees, and no credit check on eligible orders. The 12-Pay option gives you added flexibility by extending payments over a longer period.

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Items 13-23 of 88

  1. Taylor 214ce Grand Auditorium Acoustic Electric Guitar with Gig Bag

    Taylor 214ce Grand Auditorium Acoustic Electric Guitar with Gig Bag

    $999.00
    The Taylor 214ce acoustic-electric guitar delivers professional-grade quality in a beautifully crafted Grand Auditorium body style. Featuring a torrefied Sitka spruce top and layered walnut back and sides, this acou...

    12 Payments of $83.25

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  2. Gibson Les Paul Standard 50s Gold Top with Case
    Back in Stock

    Gibson Les Paul Standard 50s Gold Top with Case

    $2,799.00
    Gibson brings you the Les Paul Standard ‘50s Gold Top, defining supreme resonance and sustain that’ll have you riding the waves of rock that defined music history. A maple top, solid mahogany back and rounded ‘50s n...

    18 Payments of $155.50

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  3. Line 6 Helix LT Modeling Electric Guitar Processor

    Line 6 Helix LT Modeling Electric Guitar Processor

    $899.99
    Meet the Line 6 Helix LT: All the Firepower of the Flagship Helix in a Sleeker, Smarter Package The Line 6 Helix LT is far more than a multi-effects processor; it’s basically your entire rig in one tight, road-re...

    12 Payments of $75.00

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  4. Gibson SG Standard 61, Vintage Cherry with Case

    Gibson SG Standard 61, Vintage Cherry with Case

    $1,999.00
    The Gibson SG Standard '61 Electric Guitar stands as the epitome of classic rock guitars, playing a pivotal role in shaping the Golden Age of rock music. Combining modern craftsmanship with cutting-edge hardware, th...

    18 Payments of $111.06

  5. Fryette PS100 Power Station Reactance Amp 100 Watts

    Fryette PS100 Power Station Reactance Amp 100 Watts

    Special Price $1,199.00
    Experience premium sound with the Fryette Power Station 100 Dual-Mode Reactance Tube Amplifier, a groundbreaking combination of tube attenuator and amp, all in one. Designed for high-powered tube amplifiers, the Pow...

    12 Payments of $99.92

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  6. Synergy SYN 20IR All-Tube Modular Head with IR and MIDI

    Synergy SYN 20IR All-Tube Modular Head with IR and MIDI

    $1,099.99
    Synergy SYN-20IR All-Tube Modular Head with IR and MIDI The Synergy SYN-20IR packs a collection of vintage tones into a sleek, 20-watt head. From the rich saturation of a Marshall stack to the pristine clarity of...

    12 Payments of $91.67

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  7. Fryette PS2A Power Station Reactance Amp 50 Watts
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    Fryette PS2A Power Station Reactance Amp 50 Watts

    Special Price $899.00
    Fryette PS2A Power Station Reactance Amp 50 Watts The Fryette PS2A Power Station is the ultimate toolkit for guitarists who want perfect tube amp tone at any volume. This ingenious device is a unique attenuator a...

    12 Payments of $74.92

  8. Gibson Les Paul Standard 50s P90, Gold Top with Case

    Gibson Les Paul Standard 50s P90, Gold Top with Case

    $2,599.00
    Unleash a Classic Tone: Play the Gibson Les Paul Standard 50s P-90 If you've been dreaming of playing the classic tones of a Les Paul Goldtop with P-90 pickups, your dreams have just become a reality. Introducin...

    18 Payments of $144.39

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  9. Gibson USA Les Paul Custom 70s Guitar Wine Red with Case

    Gibson USA Les Paul Custom 70s Guitar Wine Red with Case

    $3,999.00
    Gibson USA Les Paul Custom 70s – The Black Tie Affair That Knows How to Party Strap in, because Gibson has fired up the time machine and brought back a legend so slick, so stylish, it practically sweats swagger. ...

    18 Payments of $222.17

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  10. Boss Katana Artist Gen 3 100 Watt 1x12 Guitar Combo Amp

    Boss Katana Artist Gen 3 100 Watt 1x12 Guitar Combo Amp

    $649.99
    Boss Katana Artist Gen 3 100 Watt 1x12 Guitar Combo Amp The Boss Katana Artist Gen 3 isn’t just an amp; it’s the secret weapon every guitarist dreams of. Crafted for serious players, this 100-watt combo amplifier...

    12 Payments of $54.17

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  11. Fender Player II Telecaster HH Guitar Rosewood Neck Black

    Fender Player II Telecaster HH Guitar Rosewood Neck Black

    $879.99
    Fender Player II Telecaster HH Guitar Rosewood Neck Step into the spotlight and experience iconic Fender sound and style with the Player II Telecaster HH — a stage-ready guitar with contemporary updates to power ...

    12 Payments of $73.33

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How EZ-Pay Works on Guitar Purchases

When a qualifying guitar or accessory is available on 12-Pay, you make the required upfront payment at checkout, and we ship your order. The remaining payments are automatically charged each month to the card you provide. If your order meets EZ-Pay requirements, there is no credit check. You can review our full EZ-Pay plan details for information on eligibility and billing timing.

Why Guitarists Choose 12-Pay

Guitars, amps, and effects can represent a significant investment, and the 12-Pay plan helps make those purchases more manageable. Customers use it for electric and acoustic guitars, tube amps, modelers, multi-effects units, and other qualifying gear because it keeps monthly payments steady while allowing them to move forward with the equipment they want.

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