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12-Pay Options for Guitars and Guitar Gear

In Stock Guitar Gear

Get ready to make the leap into a new guitar, amp, effect, or mix-and-match bundle! American Musical Supply’s popular 0% interest payment plans provide you with ultimate flexibility and convenience. Our 12-pay plan is a favorite for musicians and there is no credit check with our 6-pay plan. Order today and your gear ships right away!

Our EZ-Pay program offers a simple way to order qualifying guitars, amps, pedals, and accessories with monthly payments, no interest, no fees, and no credit check on eligible orders. The 12-Pay option gives you added flexibility by extending payments over a longer period.

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Items 13-19 of 19

  1. Takamine GD38CE Acoustic Electric 12-String Guitar with GBXW Gig Bag Black View 2

    Takamine GD38CE Acoustic Electric 12-String Guitar with GBXW Gig Bag Black

    $1,099.00
    Takamine GD38CE Acoustic-Electric 12-String Guitar Inspired by the iconic EF381SC guitar from Takamine's Legacy Series, the GD38CE 12-string dreadnought offers a similar classic look and chiming tone at an exce...

    12 Payments of $91.58

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  2. ESP LTD Deluxe EC1000VB Electric Guitar Vintage Black

    ESP LTD Deluxe EC1000VB Electric Guitar Vintage Black

    Special Price $1,099.00
    ESP LTD Deluxe EC1000VB Electric Guitar, Vintage Black If tone, sustain, and sleek design could have a love child, it would be the ESP LTD Deluxe EC1000VB. This electric guitar isn’t just about looking good; it’s...

    12 Payments of $91.58

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  3. Ibanez Tim Henson TOD10N Classic AE Guitar

    Ibanez Tim Henson TOD10N Classic Acoustic Electric Guitar

    Special Price $749.99
    Ibanez Tim Henson TOD10N Classic Acoustic-Electric Guitar Unleash your inner virtuoso with the Ibanez Tim Henson TOD10N Classic Acoustic-Electric Guitar. This game-changing instrument, inspired by Polyphia’s genr...

    12 Payments of $62.50

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  4. Epiphone Inspired by Gibson Custom Les Paul Custom Guitar Ebony with Case
    Back in Stock

    Epiphone Inspired by Gibson Custom Les Paul Custom Guitar Ebony with Case

    $1,299.00
    Epiphone Les Paul Custom Guitar with Case When legends are made, they're often holding a Les Paul Custom. This flagship beauty from Epiphone's Inspired by Gibson Custom lineup brings you closer to that magic than...

    12 Payments of $108.25

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  5. Orange Super Crush Solid State Guitar Amp Head 100 Watts Black

    Orange Super Crush Solid State Guitar Amp Head 100 Watts Black

    Special Price $599.00
    Orange Super Crush Solid State Guitar Amp Head 100 Watts The Orange Super Crush 100 Solid State Guitar Amp Head proves that solid-state technology has finally grown up. Orange has taken the tried-and-true analog ...

    12 Payments of $49.92

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  6. ESP LTD EC1000S Fluence Electric Guitar Black

    ESP LTD EC1000S Fluence Electric Guitar Black

    Special Price $1,099.00
    Guitars in the LTD 1000 Series are designed to offer the tone, feel, looks and quality that working professional musicians need in an instrument. With the EC-1000S Fluence, you get the great look and feel of the sin...

    12 Payments of $91.58

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  7. Gibson USA Les Paul Custom 70s Guitar Ebony with Case

    Gibson USA Les Paul Custom 70s Guitar Ebony with Case

    $3,999.00
    Gibson USA Les Paul Custom 70s – The Black Tie Affair That Knows How to Party Strap in, because Gibson has fired up the time machine and brought back a legend so slick, so stylish, it practically sweats swagger. ...

    18 Payments of $222.17

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How EZ-Pay Works on Guitar Purchases

When a qualifying guitar or accessory is available on 12-Pay, you make the required upfront payment at checkout, and we ship your order. The remaining payments are automatically charged each month to the card you provide. If your order meets EZ-Pay requirements, there is no credit check. You can review our full EZ-Pay plan details for information on eligibility and billing timing.

Why Guitarists Choose 12-Pay

Guitars, amps, and effects can represent a significant investment, and the 12-Pay plan helps make those purchases more manageable. Customers use it for electric and acoustic guitars, tube amps, modelers, multi-effects units, and other qualifying gear because it keeps monthly payments steady while allowing them to move forward with the equipment they want.

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