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Line 6 Helix Stadium XL Effects Processor
$2,199.99Realistic Responsiveness with All-New Agoura™ Modeling Methodology This isn’t just an update on the same ol’ Helix modeling tech you’ve known and loved for over 10 years. Agoura™ is an entirely new method to capt...12 Payments of $183.33
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Neural DSP Quad Cortex Effects Modeler Profiler
$1,799.00Quad Cortex: All Your Amps, All Your Effects, All At Once This isn't just another floorboard; it's a ridiculous, reality-bending amount of power that will make your old tube amp question its very existence. The N...12 Payments of $149.92
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Darkglass Anagram Bass Multi-Effects Unit Pedal
Special Price $1,199.99Darkglass Anagram Bass Multi-Effects Unit Pedal Power meets precision. Creativity meets control. The Darkglass Anagram Bass Multi-Effects Unit isn’t just another pedal; it’s your all-in-one solution to unlocking ...12 Payments of $100.00
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Gibson LE Noel Gallagher Les Paul Standard Guitar with Case Ebony
$2,999.00In celebration of the biggest rock ’n’ roll reunion in recent years, Gibson is proud to release one of the most talked-about guitars of 2025. Available for a limited time only, the Gibson Noel Gallagher Les Paul Sta...12 Payments of $249.92
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Gibson USA Les Paul Custom 70s Guitar Tobacco Burst with Case
$3,999.00Gibson USA Les Paul Custom 70s – The Black Tie Affair That Knows How to Party Strap in, because Gibson has fired up the time machine and brought back a legend so slick, so stylish, it practically sweats swagger. ...12 Payments of $333.25
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- Exclusive Run
Martin Black-Out Special Acoustic Electric Exclusive Solid Top w Gig Bag
$799.99Martin Black-Out Special Acoustic Electric Exclusive Solid Top with Gig Bag Looking for a guitar that's as bold as your sound? Meet the Martin Black-Out Special, an acoustic-electric stunner designed to command a...12 Payments of $66.67
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Gibson J-45 Standard Acoustic Electric, Vintage Sunburst with Case
$2,999.00The Working Musician’s Top Acoustic Choice The J-45 is one of Gibson’s most iconic and best-selling acoustic guitars of all, and there’s a good reason why. This acoustic was first introduced as part of Gibson’s ...12 Payments of $249.92
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Taylor 114ce Grand Auditorium Acoustic Electric Guitar with Gig Bag
Special Price $799.00Taylor 114ce Grand Auditorium Acoustic Electric Guitar The Taylor 114ce Grand Auditorium Acoustic Electric Guitar delivers exceptional versatility and easy playability at a budget-friendly price point, making it ...12 Payments of $66.58
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Gibson Exclusive J45 50s Faded Acoustic Electric Guitar with Case Vintage Cherry Burst
$2,499.00Gibson Exclusive J-45 50s Faded Acoustic Electric Guitar Meet "The Workhorse" — the Gibson J-45 is the best-selling acoustic of all time for a reason. First introduced in 1942, this iconic round-shoulder dreadnou...12 Payments of $208.25
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Taylor 214ce Grand Auditorium Acoustic Electric Guitar with Gig Bag
$999.00The Taylor 214ce acoustic-electric guitar delivers professional-grade quality in a beautifully crafted Grand Auditorium body style. Featuring a torrefied Sitka spruce top and layered walnut back and sides, this acou...12 Payments of $83.25
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Synergy SYN 20IR All-Tube Modular Head with IR and MIDI
$1,099.99Synergy SYN-20IR All-Tube Modular Head with IR and MIDI The Synergy SYN-20IR packs a collection of vintage tones into a sleek, 20-watt head. From the rich saturation of a Marshall stack to the pristine clarity of...12 Payments of $91.67
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Headrush Core Multi-Effects Amp Modeler and Vocal Processor Pedalboard
Special Price $699.00All-in-One Guitar and Vocal Processor The HeadRush Core guitar and vocal rig is designed to elevate your creativity with its extensive library of lifelike and responsive models. If you’re searching for the ultim...12 Payments of $58.25
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12-Pay Options for Guitars and Guitar Gear
Get ready to make the leap into a new guitar, amp, effect, or mix-and-match bundle! American Musical Supply’s popular 0% interest payment plans provide you with ultimate flexibility and convenience. Our 12-pay plan is a favorite for musicians and there is no credit check with our 6-pay plan. Order today and your gear ships right away!
Our EZ-Pay program offers a simple way to order qualifying guitars, amps, pedals, and accessories with monthly payments, no interest, no fees, and no credit check on eligible orders. The 12-Pay option gives you added flexibility by extending payments over a longer period.
How EZ-Pay Works on Guitar Purchases
When a qualifying guitar or accessory is available on 12-Pay, you make the required upfront payment at checkout, and we ship your order. The remaining payments are automatically charged each month to the card you provide. If your order meets EZ-Pay requirements, there is no credit check. You can review our full EZ-Pay plan details for information on eligibility and billing timing.
Why Guitarists Choose 12-Pay
Guitars, amps, and effects can represent a significant investment, and the 12-Pay plan helps make those purchases more manageable. Customers use it for electric and acoustic guitars, tube amps, modelers, multi-effects units, and other qualifying gear because it keeps monthly payments steady while allowing them to move forward with the equipment they want.